Virgin Money Personal Loans
Virgin Money offers flexible personal loans with competitive rates, making them a solid choice for borrowers with good credit.
Virgin Money Personal Loans
Updated 5 days ago| APR | Amount | Term |
|---|---|---|
| 6.9% | £1,000–£25,000 | 12–60 mo |
Requirements
—Decision
—Our Verdict
Virgin Money offers flexible personal loans with competitive rates, making them a solid choice for borrowers with good credit.
Best For
These loans are ideal for individuals seeking amounts between £1,000 and £25,000 with no early repayment penalties.
Watch Out
Potential borrowers should note that a good credit score of 700 or above is required to qualify for the best rates.
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About this loan
Expert Analysis
Virgin Money Personal Loans provide a range of borrowing options from £1,000 to £25,000, featuring competitive fixed rates starting from 6.9% APR. The ease of a 100% online application process is a significant advantage, especially for tech-savvy customers. One of the standout features is the absence of early repayment charges, allowing borrowers the flexibility to pay off their loans without incurring additional fees.
However, applicants should be aware that the loans are primarily aimed at those with good credit scores (700+). This requirement could limit accessibility for those with lower credit ratings, who may find more suitable options with other lenders that cater to a wider range of credit profiles. Compared to alternatives in the market, Virgin Money's offering is competitive, but potential borrowers may want to shop around for personalized rates and terms that best fit their financial situation. Overall, Virgin Money is a commendable option for eligible borrowers looking for straightforward personal loans.
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8.9–24.9%
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5.6–19.9%
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APR
5.1–29.9%
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Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
Similar options
Starling Bank Personal Loan
PersonalStarling current account
18+
UK resident
APR
8.9–24.9%
Amount
£500–£5k
Term
3–36mo
APR
6.1–21.9%
Amount
£1k–£50k
Term
12–60mo
APR
5.6–19.9%
Amount
£1k–£25k
Term
12–60mo
APR
3.9–24.9%
Amount
£1k–£50k
Term
12–60mo
APR
5.1–29.9%
Amount
£1k–£25k
Term
12–60mo
APR
6.5–25.9%
Amount
£500–£25k
Term
6–60mo
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