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Personal Loans Apr 28, 2026

IDFC FIRST Bank Personal Loan: Fast Cash, But Is It Right for You?

Need up to ₹15 Lakhs in 10 minutes? IDFC FIRST Bank promises instant loans, but let's see if it's the best deal.

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APR

8.0–14.0%

Amount

₹100k–₹5M

Term

12–96mo

Indian resident
Salaried or self-employed
Age 21-70

APR

8.75–12.5%

Amount

₹100k

Term

12–84mo

Indian resident
Salaried or self-employed
Age 21-70

APR

8.4–11.5%

Amount

₹100k

Term

12–84mo

Indian resident
Salaried or self-employed
Age 21-65

APR

8.9–9.85%

Amount

₹100k

Term

12–84mo

Aged 21 to 70
Net annual income at least ₹3 lakh
Regular income and credit assessment

APR

8.15%

Amount

₹100k–₹2.5M

Term

12–84mo

Salaried or self-employed applicant
Minimum age 21
Minimum income ₹3 lakh per annum

APR

9.0–22.0%

Amount

₹50k–₹2.5M

Term

12–60mo

Indian citizen
Age 21-58
Salaried with ₹18,000+/month

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IDFC FIRST Bank Personal Loan: Fast Cash, But Is It Right for You?

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